Mercantile Investments & Finance PLC

About Us

With a proud legacy spanning over 60 years, Mercantile Investments and Finance PLC (MI) has been in the forefront of Sri Lanka’s financial services industry. The Company is a licensed finance company in Sri Lanka under the Finance Business Act No. 42 of 2011 as well as being listed on the Second Board of the Colombo Stock Exchange.

The Company is an absolute trail-blazer in the financial services industry in Sri Lanka, specializing in a wide range of innovative financial solutions. This includes services such as Vehicle Financing, Leasing Facilities, Fixed Deposits, Micro-Finance Solutions, Business Loans, Personal Loans, Mortgage-backed Loans as well as Pledge-loan Facilities. Demonstrating the commitment to
environmental stewardship, the company launched a groundbreaking sustainable finance-backed product suite, which includes financing for solar roofs, electric vehicles, and agriculture-led equipment financing. As one of Sri Lanka’s fastest-growing finance companies, the company expanded the footprint in record time, strengthening the presence across the island and reaffirming its commitment to accessible, customer-centric financial solutions.

MI is backed by the strength and stability of one of Sri Lanka’s most trusted and reliable business conglomerates. The Company boasts of a total capital base that exceeds Rs. 13.8 billion and an asset base of Rs. 70 billion. The Company’s consistent financial performance over the years has enabled Mercantile Investments to possess this strong capital structure and retain its position as a financially strong institution in all facets of the business. The Company’s achievements are firmly rooted in the strength of Mercantile Investments’ enduring fundamentals—shaped by decades of prudent governance, unwavering ethical standards, and a steadfast commitment to long-term stability and integrity.

A key driver of Mercantile Investments’ continued success is its passionate and dedicated workforce, whose relentless commitment to customer satisfaction sets the Company apart. Empowered by a fully integrated information technology infrastructure, MI’s dynamic sales and marketing teams deliver efficient, responsive, and tailored financial solutions—ensuring a seamless and differentiated customer experience at every touch point.

Looking ahead, Mercantile Investments remains committed to advancing its legacy of trust, innovation, and social responsibility—ensuring that every step forward delivers enduring value to our customers, shareholders, and the wider Sri Lankan community.

Mission

“Deploying resources effectively to bring innovative financial solutions that will enrich our business partners, whilst assuring profitable investor returns by staying ahead in our sphere of business and going forth to create a sustainable future for our employees and society.”

Vision

“To be a top of the mind financial service provider committed to excellence with a deep sense of corporate responsibility towards building of a sustainable nation.”

Values

Empathetic

Proactively being sensitive to customer expectations.

Respect

Recognising and encouraging employee efforts with acknowledgement and reassurance.

Collaborative

Collective and united team efforts in any aspect of work.

Integrity

Uncompromisingly standing up for what is right.

Prudence

Creating value for stakeholders in all aspects by being conscious of costs and revenues.

Competitive

Being fair but aggressive in competition.

Ethical

Being socially responsible and ensuring all actions are ethical.

Friendly

The “Friendly Specialist” in Finance, bringing happiness through financial solutions and superior service.

Established Date

15/6/1964

Business Registration

PB 76 PQ

Address

No. 236, Galle Road, Colombo 03, Sri Lanka

Email

mercantile@mi.com.lk

Contact No(s)

Phone: +94 11 234 372 0

Fax: +94 11  243 452 4